Fee-Only · Fiduciary · Minnesota

Comprehensive financial planning
for individuals and families.

Sync Financial Planning LLC provides independent, conflict-free financial advice across investments, retirement, tax planning, insurance, and more — at fees significantly below the industry average.

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CFP® Candidate Certified Financial Planner
Fee-Only No Commissions, Ever
Fiduciary Your Interests First
Bricelyn, MN Serving All of Minnesota
What We Offer
Financial Planning Services
01
Investments
Evidence-based portfolio construction. Low-cost, diversified investment strategies aligned with your goals, timeline, and risk tolerance.
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02
Retirement Planning
401(k), IRA, Social Security optimization, income strategy, and RMD planning so your retirement stays on track.
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03
Income Tax Planning
Proactive tax strategy integrated into your financial plan — not just a year-end conversation. Roth conversions, tax-loss harvesting, and more.
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04
Insurance
Objective insurance analysis covering life, disability, and long-term care — with no incentive to sell you anything.
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05
College Savings
529 planning, financial aid strategy, and cash flow analysis to fund education without derailing your own retirement goals.
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06
Home Purchases
Affordability analysis, mortgage strategy, and how a home purchase fits into your broader financial picture.
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07
Emergency Funds
Determining the right reserve, where to hold it, and how it integrates with your investment and spending plan.
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08
Budgeting
Cash flow analysis and spending frameworks that give you clarity and control without making life feel like a spreadsheet.
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09
Other Financial Goals
Estate planning basics, charitable giving, debt payoff strategy, and any other financial priority you're working toward.
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Transparent Pricing
What You Pay

Sync Financial Planning charges significantly less than the industry average. No commissions, no product sales, no hidden costs. You know exactly what you pay and exactly what you get.

Investment Management
0.85%
Annual fee on assets under management. Comprehensive financial planning — investments, retirement, taxes, insurance, and more — is included. No separate retainer.
Edward Jones charges 1.35%+ AUM, then adds fees on top
What's Included
Everything
Portfolio construction and management, tax planning, retirement strategy, insurance review, college savings, budgeting, and any other financial goal you're working toward.
Less than ⅔ the cost of Edward Jones — with more included
Initial Consultation
Free
30-minute introductory call — no pitch, no obligation. Discuss your situation and determine whether we're a good fit.
No commitment required
How We Work
Our Approach

Sync Financial Planning operates as a fee-only registered investment adviser — which means the only person paying us is you. There are no commissions on insurance products, no revenue sharing from mutual funds, no incentive to recommend anything other than what's right for your situation.

We take a comprehensive view of your financial life — not just your investment account. A retirement decision affects your taxes. A home purchase affects your insurance. Your business affects your estate plan. These things belong in one plan, managed by one advisor who knows all of it.

  • ✓Fee-only. We are compensated only by you, never by product providers. Our recommendations are free of conflicts.
  • ✓Fiduciary standard. We are legally obligated to act in your best interest at all times — not just when it's convenient.
  • ✓Comprehensive planning. All nine service areas covered under one relationship. Nothing falls through the cracks.
  • ✓Transparent pricing. You know exactly what you pay before you sign anything.
  • ✓Straightforward communication. Plain English. No jargon, no pressure, no upselling.
The Advisor
About Sync Financial Planning
Jason Huper
Founder · CFP® Candidate · Bricelyn, Minnesota

Sync Financial Planning LLC was founded to provide the people of rural Minnesota with the same quality of financial advice available in major metro areas — at a price that actually makes sense.

Jason brings an engineering background and a farming perspective to financial planning: systematic, detail-oriented, and grounded in practical reality. The focus is on building financial plans that work in the real world.

CFP® Candidate Series 65 Registered Investment Adviser MN Dept. of Commerce

Contact Information

Firm Sync Financial Planning LLC
Location Bricelyn, Minnesota 56014
Serving clients across Minnesota
Email syncfinancial@icloud.com
Website syncfinancialplanning.org
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